How to use AWS Payment Cryptography Service to simplify payment flows

This article explains how to use AWS Payment Cryptography Service to simplify payment security infrastructure for financial institutions.

• Fully managed service eliminates complexity of handling payment credentials and cryptographic operations
• Acquirer flows: Point-to-Point Encryption (P2PE), PIN Translation, MAC Generation
• Issuer flows: PIN Verification Value generation, PIN Verification, ARQC validation
• Supports card verification, dynamic CVV generation, and PIN decryption
• API-based approach replaces traditional socket-based HSM commands
• Reduces operational overhead and eliminates need for on-premises HSM hardware
• Sample code and implementation guides available on GitHub

AWS Payment Cryptography enables financial institutions to modernize payment infrastructure while meeting PCI compliance requirements without managing cryptographic hardware.