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Transforming credit decisions using generative AI with Rich Data Co and AWS

Machine Learning Blog



Rich Data Co (RDC) has developed a generative AI solution using Amazon Bedrock to transform credit decision-making processes, focusing on two key AI assistants:

  • Data Science Assistant: Helps data science teams develop and deploy AI models by answering technical queries and generating code
  • Portfolio Assistant: Enables portfolio managers to gain insights about loan portfolios through natural language queries

Key technical approach highlights:

  • Multi-agent framework using LangGraph for specialized task routing
  • Uses Amazon Bedrock Knowledge Bases for intelligent content retrieval
  • Implemented text-to-SQL capabilities with self-correction tools
  • Developed in just 3 months, meeting banking industry security standards

The solution aims to democratize access to sustainable credit by improving efficiency and insights in financial decision-making.



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